/* ==========================================================================
   Fed Advisor Solutions — Partner Agent Program
   Design system + site styles
   ========================================================================== */

/* --------------------------------------------------------------------------
   1. Tokens
   -------------------------------------------------------------------------- */
:root {
  /* Brand */
  --navy-deep: #081b36;
  --navy: #0b2545;
  --navy-mid: #13315c;
  --navy-soft: #3a5b8a;
  --navy-pale: #8fa1bf;

  --gold: #c9a227;
  --gold-light: #e7c86b;
  --gold-deep: #a8871a;

  --cream: #f5f1e8;
  --sand: #d8d2c2;
  --ice: #d6deec;

  --ink: #1a1a1a;
  --muted: #6b6b6b;
  --line: rgba(11, 37, 69, 0.12);
  --line-light: rgba(255, 255, 255, 0.16);
  --white: #ffffff;

  /* Type */
  --serif: Georgia, "Times New Roman", Times, serif;
  --sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue",
    Arial, sans-serif;

  /* Space */
  --gutter: 24px;
  --maxw: 1180px;
  --maxw-narrow: 760px;

  /* Effects */
  --radius: 4px;
  --radius-lg: 8px;
  --shadow-sm: 0 1px 2px rgba(8, 27, 54, 0.06), 0 2px 8px rgba(8, 27, 54, 0.06);
  --shadow-md: 0 4px 12px rgba(8, 27, 54, 0.08), 0 12px 32px rgba(8, 27, 54, 0.1);
  --shadow-lg: 0 18px 50px rgba(8, 27, 54, 0.18);
  --ease: cubic-bezier(0.22, 0.61, 0.36, 1);
}

/* --------------------------------------------------------------------------
   2. Reset / base
   -------------------------------------------------------------------------- */
*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
  scroll-padding-top: 96px;
}

body {
  margin: 0;
  background: var(--white);
  color: var(--ink);
  font-family: var(--sans);
  font-size: 17px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: var(--navy-mid);
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

a:hover {
  color: var(--gold-deep);
}

h1,
h2,
h3,
h4 {
  font-family: var(--serif);
  color: var(--navy);
  font-weight: 700;
  line-height: 1.14;
  letter-spacing: -0.01em;
  margin: 0 0 0.5em;
}

h1 {
  font-size: clamp(2.35rem, 5.4vw, 3.9rem);
}
h2 {
  font-size: clamp(1.9rem, 3.8vw, 2.85rem);
}
h3 {
  font-size: clamp(1.2rem, 2vw, 1.4rem);
  line-height: 1.25;
}
h4 {
  font-size: 1.05rem;
  line-height: 1.3;
}

p {
  margin: 0 0 1.1em;
}

ul,
ol {
  margin: 0 0 1.1em;
  padding-left: 1.15em;
}

li {
  margin-bottom: 0.45em;
}

strong {
  font-weight: 700;
  color: var(--navy);
}

/* On dark grounds the navy `strong` colour disappears — reclaim it. */
.hero strong,
.section--navy strong,
.card--dark strong,
.fit-panel--yes strong,
.price-card--feature strong,
.cta-band strong,
.site-footer strong,
.fact--navy strong,
.fact--mid strong,
.mockup__hero strong {
  color: var(--white);
}

em {
  font-style: italic;
}

hr {
  border: 0;
  border-top: 1px solid var(--line);
  margin: 3rem 0;
}

::selection {
  background: var(--gold);
  color: var(--navy-deep);
}

:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 3px;
  border-radius: 2px;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--gold);
  color: var(--navy-deep);
  padding: 12px 20px;
  font-weight: 700;
  z-index: 200;
}
.skip-link:focus {
  left: 0;
}

/* --------------------------------------------------------------------------
   3. Layout primitives
   -------------------------------------------------------------------------- */
.wrap {
  width: 100%;
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 var(--gutter);
}

.wrap--narrow {
  max-width: var(--maxw-narrow);
}

.section {
  padding: clamp(56px, 8vw, 104px) 0;
}

.section--tight {
  padding: clamp(40px, 5vw, 64px) 0;
}

.section--cream {
  background: var(--cream);
}

.section--navy {
  background: var(--navy);
  color: var(--ice);
}

.section--navy h2,
.section--navy h3,
.section--navy h4 {
  color: var(--white);
}

.section--navy a {
  color: var(--gold-light);
}

.section--line-top {
  border-top: 1px solid var(--line);
}

.grid {
  display: grid;
  gap: 28px;
}

@media (min-width: 720px) {
  .grid--2 {
    grid-template-columns: repeat(2, 1fr);
  }
  .grid--3 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 960px) {
  .grid--3 {
    grid-template-columns: repeat(3, 1fr);
  }
  .grid--4 {
    grid-template-columns: repeat(4, 1fr);
  }
}

@media (min-width: 620px) and (max-width: 959px) {
  .grid--4 {
    grid-template-columns: repeat(2, 1fr);
  }
}

.split {
  display: grid;
  gap: clamp(32px, 5vw, 64px);
  align-items: center;
}

@media (min-width: 900px) {
  .split {
    grid-template-columns: 1fr 1fr;
  }
  .split--wide-left {
    grid-template-columns: 1.15fr 0.85fr;
  }
  .split--wide-right {
    grid-template-columns: 0.85fr 1.15fr;
  }
  .split--flip > *:first-child {
    order: 2;
  }
}

/* --------------------------------------------------------------------------
   4. Type helpers
   -------------------------------------------------------------------------- */
.eyebrow {
  font-family: var(--sans);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-deep);
  margin: 0 0 14px;
}

.section--navy .eyebrow,
.hero .eyebrow {
  color: var(--gold);
}

.lede {
  font-size: clamp(1.05rem, 1.6vw, 1.22rem);
  line-height: 1.6;
  color: #38434f;
  max-width: 62ch;
}

.section--navy .lede {
  color: var(--ice);
}

.accent {
  color: var(--gold-deep);
  font-style: italic;
}

.section--navy .accent,
.hero .accent {
  color: var(--gold);
}

.small {
  font-size: 0.9rem;
}

.muted {
  color: var(--muted);
}

.section--navy .muted {
  color: var(--navy-pale);
}

.center {
  text-align: center;
}

.section-head {
  max-width: 780px;
  margin-bottom: clamp(36px, 5vw, 56px);
}

.section-head.center {
  margin-left: auto;
  margin-right: auto;
}

.footnote {
  font-size: 0.8rem;
  line-height: 1.55;
  color: var(--muted);
  margin-top: 28px;
}

.section--navy .footnote {
  color: var(--navy-pale);
}

/* --------------------------------------------------------------------------
   5. Buttons
   -------------------------------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-family: var(--sans);
  font-size: 0.95rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  line-height: 1;
  padding: 16px 28px;
  border: 1px solid transparent;
  border-radius: var(--radius);
  cursor: pointer;
  text-decoration: none;
  transition: background 0.18s var(--ease), color 0.18s var(--ease),
    border-color 0.18s var(--ease), transform 0.18s var(--ease),
    box-shadow 0.18s var(--ease);
}

.btn:hover {
  transform: translateY(-1px);
}

.btn:active {
  transform: translateY(0);
}

.btn--gold {
  background: var(--gold);
  color: var(--navy-deep);
  box-shadow: var(--shadow-sm);
}
.btn--gold:hover {
  background: var(--gold-light);
  color: var(--navy-deep);
  box-shadow: var(--shadow-md);
}

.btn--navy {
  background: var(--navy);
  color: var(--white);
}
.btn--navy:hover {
  background: var(--navy-mid);
  color: var(--white);
}

.btn--ghost {
  background: transparent;
  color: var(--navy);
  border-color: rgba(11, 37, 69, 0.28);
}
.btn--ghost:hover {
  border-color: var(--navy);
  background: rgba(11, 37, 69, 0.04);
  color: var(--navy);
}

.btn--ghost-light {
  background: transparent;
  color: var(--white);
  border-color: var(--line-light);
}
.btn--ghost-light:hover {
  border-color: var(--gold);
  color: var(--gold-light);
  background: rgba(255, 255, 255, 0.04);
}

.btn--lg {
  padding: 19px 36px;
  font-size: 1rem;
}

.btn--block {
  width: 100%;
}

.btn-row {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: center;
  margin-top: 32px;
}

.btn-row--center {
  justify-content: center;
}

/* --------------------------------------------------------------------------
   6. Header / nav
   -------------------------------------------------------------------------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: saturate(160%) blur(10px);
  -webkit-backdrop-filter: saturate(160%) blur(10px);
  border-bottom: 1px solid var(--line);
}

.site-header::before {
  content: "";
  display: block;
  height: 3px;
  background: var(--gold);
}

.site-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  min-height: 74px;
  padding-top: 10px;
  padding-bottom: 10px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  color: var(--navy);
  flex-shrink: 0;
}

.brand:hover {
  color: var(--navy);
}

.brand__mark {
  width: 38px;
  height: 38px;
  flex-shrink: 0;
  border-radius: 3px;
  background: var(--navy);
  color: var(--gold);
  font-family: var(--serif);
  font-weight: 700;
  font-size: 0.95rem;
  letter-spacing: 0.02em;
  display: grid;
  place-items: center;
}

.brand__name {
  font-family: var(--serif);
  font-weight: 700;
  font-size: 1.05rem;
  line-height: 1.1;
  letter-spacing: -0.01em;
  display: block;
}

.brand__tag {
  display: block;
  font-family: var(--sans);
  font-size: 0.62rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold-deep);
  margin-top: 3px;
}

.nav {
  display: flex;
  align-items: center;
  gap: 4px;
}

.nav__link {
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--navy);
  text-decoration: none;
  padding: 10px 14px;
  border-radius: var(--radius);
  white-space: nowrap;
  transition: color 0.15s var(--ease), background 0.15s var(--ease);
}

.nav__link:hover {
  color: var(--gold-deep);
  background: rgba(201, 162, 39, 0.08);
}

.nav__link[aria-current="page"] {
  color: var(--gold-deep);
}

.nav__cta {
  margin-left: 10px;
  padding: 13px 24px;
  font-size: 0.9rem;
}

.nav-toggle {
  display: none;
  background: transparent;
  border: 1px solid rgba(11, 37, 69, 0.2);
  border-radius: var(--radius);
  width: 46px;
  height: 42px;
  cursor: pointer;
  padding: 0;
  align-items: center;
  justify-content: center;
}

.nav-toggle span,
.nav-toggle span::before,
.nav-toggle span::after {
  display: block;
  width: 20px;
  height: 2px;
  background: var(--navy);
  position: relative;
  transition: transform 0.2s var(--ease), opacity 0.2s var(--ease);
}

.nav-toggle span::before,
.nav-toggle span::after {
  content: "";
  position: absolute;
  left: 0;
}
.nav-toggle span::before {
  top: -6px;
}
.nav-toggle span::after {
  top: 6px;
}

.nav-toggle[aria-expanded="true"] span {
  background: transparent;
}
.nav-toggle[aria-expanded="true"] span::before {
  transform: translateY(6px) rotate(45deg);
}
.nav-toggle[aria-expanded="true"] span::after {
  transform: translateY(-6px) rotate(-45deg);
}

@media (max-width: 960px) {
  .nav-toggle {
    display: inline-flex;
  }

  .nav {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    background: var(--white);
    border-bottom: 1px solid var(--line);
    box-shadow: var(--shadow-md);
    padding: 12px var(--gutter) 24px;
    display: none;
  }

  .nav.is-open {
    display: flex;
  }

  .nav__link {
    padding: 14px 4px;
    border-bottom: 1px solid var(--line);
    border-radius: 0;
    font-size: 1rem;
  }

  .nav__cta {
    margin: 18px 0 0;
    padding: 16px 24px;
  }
}

/* --------------------------------------------------------------------------
   7. Hero
   -------------------------------------------------------------------------- */
.hero {
  position: relative;
  background: var(--navy);
  color: var(--ice);
  overflow: hidden;
  padding: clamp(56px, 8vw, 96px) 0 clamp(56px, 8vw, 88px);
}

.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(
      ellipse at 78% 18%,
      rgba(58, 91, 138, 0.5),
      transparent 62%
    ),
    linear-gradient(180deg, transparent 55%, rgba(8, 27, 54, 0.85));
  pointer-events: none;
}

.hero > * {
  position: relative;
  z-index: 1;
}

.hero h1 {
  color: var(--white);
  max-width: 15ch;
}

.hero__lede {
  font-size: clamp(1.05rem, 1.7vw, 1.24rem);
  color: var(--ice);
  max-width: 54ch;
  line-height: 1.6;
}

.hero__portrait {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 1px solid rgba(255, 255, 255, 0.1);
  aspect-ratio: 4 / 5;
}

.hero__portrait img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.hero__badge {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(180deg, transparent, rgba(8, 27, 54, 0.94) 55%);
  padding: 44px 24px 22px;
}

.hero__badge strong {
  display: block;
  font-family: var(--serif);
  color: var(--white);
  font-size: 1.05rem;
}

.hero__badge span {
  display: block;
  font-size: 0.78rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold-light);
  font-weight: 700;
  margin-top: 5px;
}

.hero--compact {
  padding: clamp(48px, 6vw, 76px) 0;
}

.hero--compact h1 {
  max-width: 20ch;
  margin-bottom: 18px;
}

/* Trust strip beneath hero */
.trust-strip {
  background: var(--navy-deep);
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding: 20px 0;
}

.trust-strip__inner {
  display: flex;
  flex-wrap: wrap;
  gap: 14px 34px;
  align-items: center;
  justify-content: center;
}

.trust-strip__item {
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  color: var(--navy-pale);
  display: inline-flex;
  align-items: center;
  gap: 9px;
}

.trust-strip__item::before {
  content: "";
  width: 6px;
  height: 6px;
  background: var(--gold);
  border-radius: 50%;
  flex-shrink: 0;
}

/* --------------------------------------------------------------------------
   8. Stats
   -------------------------------------------------------------------------- */
.stat {
  border-top: 3px solid var(--gold);
  padding-top: 20px;
}

.stat__num {
  font-family: var(--serif);
  font-size: clamp(2.3rem, 4.4vw, 3.1rem);
  font-weight: 700;
  line-height: 1;
  color: var(--navy);
  letter-spacing: -0.02em;
  display: block;
  margin-bottom: 12px;
}

.section--navy .stat__num {
  color: var(--gold);
}

.stat__label {
  font-size: 0.95rem;
  line-height: 1.5;
  color: #3d4854;
  margin: 0;
}

.section--navy .stat__label {
  color: var(--ice);
}

/* --------------------------------------------------------------------------
   9. Cards
   -------------------------------------------------------------------------- */
.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 30px 28px;
  box-shadow: var(--shadow-sm);
  transition: transform 0.2s var(--ease), box-shadow 0.2s var(--ease);
  height: 100%;
}

.card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
}

.card h3,
.card h4 {
  margin-bottom: 10px;
}

.card p:last-child {
  margin-bottom: 0;
}

.card__num {
  display: inline-grid;
  place-items: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold);
  font-family: var(--serif);
  font-weight: 700;
  font-size: 0.95rem;
  margin-bottom: 18px;
}

.card--dark {
  background: var(--navy-mid);
  border-color: rgba(255, 255, 255, 0.12);
  color: var(--ice);
}

.card--dark h3,
.card--dark h4 {
  color: var(--white);
}

.card--dark .card__num {
  background: var(--gold);
  color: var(--navy-deep);
}

.card--plain {
  background: transparent;
  border: 0;
  box-shadow: none;
  padding: 0;
}

.card--plain:hover {
  transform: none;
  box-shadow: none;
}

/* Problem cards (negative framing) */
.card--problem {
  border-left: 3px solid var(--sand);
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0;
}

.card--problem h3 {
  color: var(--navy);
}

/* Feature row — numbered list with rules */
.feature-row {
  display: grid;
  gap: 18px 32px;
  padding: 30px 0;
  border-top: 1px solid var(--line);
  align-items: start;
}

.feature-row:last-child {
  border-bottom: 1px solid var(--line);
}

@media (min-width: 800px) {
  .feature-row {
    grid-template-columns: 60px 300px 1fr;
    gap: 32px;
  }
}

.feature-row__num {
  font-family: var(--serif);
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
}

.feature-row h3 {
  margin: 0;
}

.feature-row p {
  margin: 0;
  color: #3d4854;
}

/* --------------------------------------------------------------------------
   10. Checklists
   -------------------------------------------------------------------------- */
.checklist {
  list-style: none;
  padding: 0;
  margin: 0;
}

.checklist li {
  position: relative;
  padding-left: 32px;
  margin-bottom: 14px;
  line-height: 1.55;
}

.checklist li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.42em;
  width: 16px;
  height: 9px;
  border-left: 2.5px solid var(--gold);
  border-bottom: 2.5px solid var(--gold);
  transform: rotate(-45deg);
}

.checklist--tight li {
  margin-bottom: 10px;
  font-size: 0.95rem;
}

.crosslist {
  list-style: none;
  padding: 0;
  margin: 0;
}

.crosslist li {
  position: relative;
  padding-left: 32px;
  margin-bottom: 14px;
  line-height: 1.55;
}

.crosslist li::before,
.crosslist li::after {
  content: "";
  position: absolute;
  left: 2px;
  top: 0.72em;
  width: 15px;
  height: 2.5px;
  background: var(--navy-pale);
}

.crosslist li::before {
  transform: rotate(45deg);
}
.crosslist li::after {
  transform: rotate(-45deg);
}

/* Fit / not-fit panels */
.fit-panel {
  border-radius: var(--radius-lg);
  padding: 34px 30px;
  height: 100%;
}

.fit-panel--yes {
  background: var(--navy);
  color: var(--ice);
}

.fit-panel--yes h3 {
  color: var(--white);
}

.fit-panel--no {
  background: var(--cream);
  border: 1px solid var(--sand);
}

.fit-panel__tag {
  display: inline-block;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  padding: 6px 12px;
  border-radius: 2px;
  margin-bottom: 18px;
}

.fit-panel--yes .fit-panel__tag {
  background: var(--gold);
  color: var(--navy-deep);
}

.fit-panel--no .fit-panel__tag {
  background: var(--sand);
  color: var(--navy);
}

/* --------------------------------------------------------------------------
   11. Website mockup (agent-branded site preview)
   -------------------------------------------------------------------------- */
.mockup {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  overflow: hidden;
}

.mockup__bar {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 12px 16px;
  background: #eef1f5;
  border-bottom: 1px solid var(--line);
}

.mockup__dot {
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: #c8ced6;
  flex-shrink: 0;
}

.mockup__url {
  flex: 1;
  background: var(--white);
  border-radius: 20px;
  padding: 5px 14px;
  font-size: 0.74rem;
  color: var(--muted);
  margin-left: 8px;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.mockup__hero {
  background: var(--navy);
  color: var(--white);
  padding: 26px 24px;
}

.mockup__hero p {
  margin: 0;
}

.mockup__kicker {
  font-size: 0.62rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 700;
}

.mockup__title {
  font-family: var(--serif);
  font-size: 1.35rem;
  font-weight: 700;
  line-height: 1.2;
  margin: 8px 0 6px !important;
}

.mockup__byline {
  font-size: 0.82rem;
  color: var(--ice);
}

.mockup__btn {
  display: inline-block;
  margin-top: 16px;
  background: var(--gold);
  color: var(--navy-deep);
  font-size: 0.78rem;
  font-weight: 700;
  padding: 10px 18px;
  border-radius: 3px;
}

.mockup__pills {
  display: flex;
  flex-wrap: wrap;
  gap: 7px;
  padding: 16px 24px;
  background: var(--cream);
  border-bottom: 1px solid var(--line);
}

.pill {
  font-size: 0.66rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  padding: 6px 12px;
  border-radius: 20px;
  background: var(--white);
  border: 1px solid var(--sand);
  color: var(--navy);
  white-space: nowrap;
}

.mockup__list {
  list-style: none;
  margin: 0;
  padding: 8px 24px 20px;
}

.mockup__list li {
  font-size: 0.85rem;
  color: #3d4854;
  padding: 10px 0;
  border-bottom: 1px solid var(--line);
  margin: 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
}

.mockup__list li:last-child {
  border-bottom: 0;
}

.mockup__list li::after {
  content: "→";
  color: var(--gold-deep);
  font-size: 0.9rem;
}

/* --------------------------------------------------------------------------
   12. Pricing
   -------------------------------------------------------------------------- */
.price-grid {
  display: grid;
  gap: 26px;
  align-items: stretch;
}

@media (min-width: 900px) {
  .price-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.price-card {
  display: flex;
  flex-direction: column;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 34px 30px;
  box-shadow: var(--shadow-sm);
}

.price-card--feature {
  background: var(--navy);
  color: var(--ice);
  border-color: var(--navy);
  box-shadow: var(--shadow-lg);
}

.price-card--feature h3 {
  color: var(--white);
}

.price-card__tag {
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold-deep);
  margin-bottom: 16px;
}

.price-card--feature .price-card__tag {
  color: var(--gold);
}

.price-card__amount {
  display: flex;
  align-items: baseline;
  gap: 8px;
  margin-bottom: 6px;
}

.price-card__amount b {
  font-family: var(--serif);
  font-size: 3.1rem;
  font-weight: 700;
  line-height: 1;
  letter-spacing: -0.02em;
  color: var(--navy);
}

.price-card--feature .price-card__amount b {
  color: var(--gold);
}

.price-card__amount span {
  font-size: 0.92rem;
  color: var(--muted);
  font-weight: 600;
}

.price-card--feature .price-card__amount span {
  color: var(--navy-pale);
}

.price-card h3 {
  font-size: 1.15rem;
  margin: 14px 0 20px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--line);
}

.price-card--feature h3 {
  border-bottom-color: var(--line-light);
}

.price-card .checklist {
  flex: 1;
}

.price-card--feature .checklist li::before {
  border-color: var(--gold);
}

.price-card .btn {
  margin-top: 26px;
}

.value-note {
  background: var(--cream);
  border-left: 3px solid var(--gold);
  padding: 22px 26px;
  margin-top: 40px;
  border-radius: 0 var(--radius) var(--radius) 0;
}

.value-note p {
  margin: 0;
  font-family: var(--serif);
  font-size: clamp(1.05rem, 1.8vw, 1.3rem);
  color: var(--navy);
}

/* Included-in-all strip */
.included-strip {
  display: grid;
  gap: 1px;
  background: var(--line);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  overflow: hidden;
  margin-bottom: 44px;
}

@media (min-width: 720px) {
  .included-strip {
    grid-template-columns: repeat(5, 1fr);
  }
}

.included-strip__item {
  background: var(--white);
  padding: 22px 18px;
  text-align: center;
}

.included-strip__item b {
  display: block;
  font-family: var(--serif);
  font-size: 0.95rem;
  color: var(--navy);
  line-height: 1.3;
}

.included-strip__item span {
  display: block;
  font-size: 0.66rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  color: var(--gold-deep);
  margin-bottom: 8px;
}

/* --------------------------------------------------------------------------
   13. Economics chart
   -------------------------------------------------------------------------- */
.econ {
  display: grid;
  gap: 34px;
}

@media (min-width: 1000px) {
  .econ {
    grid-template-columns: 1.55fr 1fr;
    gap: 44px;
  }
}

.chart {
  background: var(--cream);
  border-radius: var(--radius-lg);
  padding: 32px 28px 24px;
}

.chart__title {
  font-family: var(--serif);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--navy);
  margin: 0 0 4px;
}

.chart__sub {
  font-size: 0.85rem;
  color: var(--muted);
  margin: 0 0 28px;
}

.chart__plot {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(14px, 3vw, 34px);
  align-items: end;
  height: 340px;
  border-bottom: 2px solid var(--sand);
  padding-bottom: 0;
}

.bar {
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  align-items: center;
  height: 100%;
}

.bar__value {
  font-family: var(--serif);
  font-size: clamp(1.3rem, 3vw, 1.95rem);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
  line-height: 1;
}

.bar--gold .bar__value {
  color: var(--gold-deep);
}

.bar__fill {
  width: 100%;
  border-radius: 3px 3px 0 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: space-between;
  padding: 14px 8px 16px;
  color: var(--white);
  text-align: center;
  transition: height 0.9s var(--ease);
}

.bar--light .bar__fill {
  background: var(--navy-soft);
}
.bar--navy .bar__fill {
  background: var(--navy);
}
.bar--gold .bar__fill {
  background: var(--gold);
  color: var(--navy-deep);
}

.bar__mo {
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.02em;
}

.bar__count {
  font-family: var(--serif);
  font-size: clamp(1.6rem, 4vw, 2.6rem);
  font-weight: 700;
  line-height: 1;
  opacity: 0.45;
}

.bar__unit {
  font-size: 0.72rem;
  font-weight: 700;
  line-height: 1.2;
}

.chart__labels {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(14px, 3vw, 34px);
  margin-top: 12px;
}

.chart__labels span {
  text-align: center;
  font-family: var(--serif);
  font-weight: 700;
  font-size: 0.98rem;
  color: var(--navy);
}

@media (max-width: 560px) {
  .chart {
    padding: 26px 18px 20px;
  }
  .chart__plot {
    height: 280px;
  }
  .chart__labels span {
    font-size: 0.8rem;
  }
}

.econ-facts {
  display: grid;
  gap: 16px;
  align-content: start;
}

.fact {
  border-radius: var(--radius);
  padding: 22px 24px;
}

.fact--navy {
  background: var(--navy);
  color: var(--ice);
}
.fact--mid {
  background: var(--navy-mid);
  color: var(--ice);
}
.fact--gold {
  background: var(--gold);
  color: var(--navy-deep);
}

.fact__label {
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  margin: 0 0 6px;
}

.fact--navy .fact__label,
.fact--mid .fact__label {
  color: var(--gold);
}

.fact--gold .fact__label {
  color: var(--navy);
}

.fact__num {
  font-family: var(--serif);
  font-size: clamp(2rem, 4vw, 2.7rem);
  font-weight: 700;
  line-height: 1;
  margin: 0 0 8px;
  color: var(--white);
}

.fact--gold .fact__num {
  color: var(--navy-deep);
}

.fact__note {
  font-size: 0.85rem;
  font-style: italic;
  margin: 0;
  opacity: 0.9;
}

/* --------------------------------------------------------------------------
   14. Steps
   -------------------------------------------------------------------------- */
.steps {
  counter-reset: step;
  display: grid;
  gap: 26px;
}

@media (min-width: 860px) {
  .steps {
    grid-template-columns: repeat(3, 1fr);
  }
}

.step {
  position: relative;
  padding-top: 26px;
  border-top: 3px solid var(--gold);
}

.step__num {
  font-family: var(--serif);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  color: var(--gold-deep);
  display: block;
  margin-bottom: 10px;
}

.section--navy .step__num {
  color: var(--gold);
}

.step h3 {
  margin-bottom: 8px;
}

.step p {
  margin: 0;
  font-size: 0.98rem;
}

/* --------------------------------------------------------------------------
   15. Forms
   -------------------------------------------------------------------------- */
.form-shell {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  padding: clamp(28px, 4vw, 44px);
}

.form-grid {
  display: grid;
  gap: 20px;
}

@media (min-width: 640px) {
  .form-grid--2 {
    grid-template-columns: 1fr 1fr;
  }
}

.field {
  display: flex;
  flex-direction: column;
  gap: 7px;
}

.field--full {
  grid-column: 1 / -1;
}

.field label {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: 0.01em;
}

.field label .req {
  color: var(--gold-deep);
}

.field input,
.field select,
.field textarea {
  font-family: var(--sans);
  font-size: 1rem;
  color: var(--ink);
  background: var(--white);
  border: 1px solid rgba(11, 37, 69, 0.22);
  border-radius: var(--radius);
  padding: 13px 14px;
  width: 100%;
  transition: border-color 0.15s var(--ease), box-shadow 0.15s var(--ease);
}

.field select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%230b2545' d='M6 8 0 0h12z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 38px;
}

.field textarea {
  min-height: 120px;
  resize: vertical;
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201, 162, 39, 0.2);
}

.field__hint {
  font-size: 0.78rem;
  color: var(--muted);
}

.checkbox {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  font-size: 0.88rem;
  line-height: 1.5;
  color: #3d4854;
}

.checkbox input {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  margin-top: 2px;
  accent-color: var(--navy);
}

.form-status {
  margin-top: 20px;
  padding: 14px 18px;
  border-radius: var(--radius);
  font-size: 0.92rem;
  font-weight: 600;
  display: none;
}

.form-status.is-visible {
  display: block;
}

.form-status--error {
  background: #fdf0ef;
  border: 1px solid #e6b7b2;
  color: #8c2f26;
}

.form-status--ok {
  background: #eef6ef;
  border: 1px solid #b9d7bd;
  color: #23632c;
}

.hp-field {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

/* --------------------------------------------------------------------------
   16. CTA band
   -------------------------------------------------------------------------- */
.cta-band {
  background: var(--navy-deep);
  color: var(--ice);
  padding: clamp(52px, 7vw, 86px) 0;
  text-align: center;
}

.cta-band h2 {
  color: var(--white);
  max-width: 22ch;
  margin-left: auto;
  margin-right: auto;
}

.cta-band p {
  color: var(--ice);
  max-width: 56ch;
  margin-left: auto;
  margin-right: auto;
}

/* --------------------------------------------------------------------------
   17. Footer
   -------------------------------------------------------------------------- */
.site-footer {
  background: var(--navy);
  color: var(--navy-pale);
  padding: clamp(48px, 6vw, 72px) 0 34px;
  font-size: 0.92rem;
}

.site-footer a {
  color: var(--ice);
  text-decoration: none;
}

.site-footer a:hover {
  color: var(--gold-light);
  text-decoration: underline;
}

.footer-grid {
  display: grid;
  gap: 36px;
  padding-bottom: 36px;
  border-bottom: 1px solid var(--line-light);
}

@media (min-width: 820px) {
  .footer-grid {
    grid-template-columns: 1.6fr 1fr 1fr;
    gap: 48px;
  }
}

.footer-brand .brand {
  color: var(--white);
  margin-bottom: 16px;
}

.footer-brand .brand__mark {
  background: var(--gold);
  color: var(--navy-deep);
}

.footer-brand p {
  max-width: 42ch;
  line-height: 1.6;
}

.footer-col h4 {
  color: var(--white);
  font-family: var(--sans);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  margin-bottom: 16px;
}

.footer-col ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-col li {
  margin-bottom: 11px;
}

.legal {
  padding-top: 28px;
  display: grid;
  gap: 18px;
  font-size: 0.79rem;
  line-height: 1.6;
}

.legal p {
  margin: 0;
}

.disclosure {
  background: rgba(255, 255, 255, 0.05);
  border-left: 2px solid var(--gold);
  padding: 16px 20px;
  border-radius: 0 var(--radius) var(--radius) 0;
  color: var(--ice);
}

.legal__bottom {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 22px;
  justify-content: space-between;
  align-items: center;
}

/* --------------------------------------------------------------------------
   18. Reveal-on-scroll
   -------------------------------------------------------------------------- */
.reveal {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.6s var(--ease), transform 0.6s var(--ease);
}

.reveal.is-in {
  opacity: 1;
  transform: none;
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
  .reveal {
    opacity: 1;
    transform: none;
    transition: none;
  }
  .bar__fill {
    transition: none;
  }
  .btn:hover,
  .card:hover {
    transform: none;
  }
}

/* --------------------------------------------------------------------------
   19. Print
   -------------------------------------------------------------------------- */
@media print {
  .site-header,
  .cta-band,
  .nav-toggle,
  .btn {
    display: none !important;
  }
  body {
    font-size: 11pt;
  }
  .section {
    padding: 18pt 0;
  }
  .reveal {
    opacity: 1;
    transform: none;
  }
}